Hillary Clinton Wins Florida Primary * No National Delegates Will Count

Miami, Florida January, 30, 2008

Hillary Clinton wins on Super Tuesday in Florida. The former president’s first lady took a commanding lead over Barack Obama, taking 50% of the voters. The DNC had decided that Democratic candidates would not be able to campaign in the state of Florida for the primary. This has lead to a lopsided victory for Hillary Clinton. Her camp states the victory as a big head of steam going into the next primary, while Obama's group states that, since there weren’t any national delegates, we see what happened as a tie. Read yesterdays update by Florida insurance advocacy group, Florida Health Insurance Web, in their continued coverage of the 2008-09 election. Today we will be following up on Barack Obama’s health care plan. Stay tuned…

Florida Group to comment on Hillary Clinton tomorrow..

Stay tuned to our blog. Florida Health Insurance News is about to release there thoughts on Hillary Clinton and her health plan solution. Be sure to check back in the a.m. here. January, 29, 2008.

Florida Health Insurance News Update

Tampa Florida Health Insurance News Update

Please be sure to come back next week. We will be covering Florida Health Insurance Web's in depth review on each presidential candidate and their views on the health insurance industry. Now that they are in Florida on the campaign trail, we need to make sure Floridians know what to expect from each candidate if elected. Please get the daily updates starting Monday January 28, 2008.

Florida health insurance update.

Florida Group Health Insurance Advocate Group Reflects in the Dems

January 25, 2008

Morgan Moran, from Moran Insurance & Financial Solutions, on the 2008 campaign trail reports on the how important your vote is this year and next. "The way that you vote on Tuesday will have a major effect on health insurance rates and benefits in the years to come", that according to Florida Health Insurance Web, a consulting service. The Democrats are offering the best plans for Florida residents, while the Republicans offer tax breaks.

Read Morgan's in depth conversation around politics and healthcare here.

Florida Health Insurance Primary is here!

With less than a week to go before Florida's winner take all primary, Florida health insurance web has its final primary election coverage with each of the leading candidates' positions on health insurance. "The Florida primary has really come down to the economy, and health care," said financial consultant Morgan Moran, "if you look at the latest polls, health insurance has moved the Democrats into first place."

Read The Full Version Here!

Jacksonville Florida Health Insurance Update

Jacksonville, Florida Health Insurance

Blue Cross Blue Shields of Florida has gained a new level of financial strength. Standard & Poor's Ratings Services affirmed its 'A+' counterparty credit and financial strength ratings on Blue Cross and Blue Shield of Florida, Inc. (BCBSFL). Blue Cross of Florida has a very stable outlook. At the same time, Standard & Poor's affirmed its 'A-' rating on BCBSF's $150 million in surplus notes due in 2011.

Blue Cross Blue Shields of Florida (Read More)

Hillary Clinton and Barack Obama Heat Up In South Carolina * What will happen in Florida?

Tampa, Florida January 22, 2008
In a sign of just how tense and close the race for the Democratic presidential nomination has become, Illinois Senator Barack Obama, who has made a point of saying he wishes to avoid the politics of personal attacks, went on the offensive on Monday during a sniping Democratic debate in South Carolina.

Coming into super tuesday it still seems healthcare is going to be the hot topic. In last nights Democratic debate John Edwards And Hillary Clinton teamed up against Barack Obama stating that his plan for healthcare is not Universal. Hillary Clinton claimed that Barack Obama keeps changing his mind, from a single payor system, to a semi Universal healthcare system. Obama seems to correct Clinton in most instances, as Hillary seems to be a bit off base with her claims. Obama believes that everyone should have access to affordable healthcare, but you shouldn't mandate it, forcing people to buy coverage if they do not want it.

The race for 2008 continues into Florida this week. What do Floridians think about the different candidates and their healthcare programs? Will a single payor goverment run program work for everyone? Florida Health Insurance Web and Florida Health Insurance News would like our fellow Florida residents to comment on this question. What candidate has be best program to offer affordable Florida health insurance to the sunshine state? Please give us your thoughts...

We will post all of your comments and the results of our survey at Moran Insurance & Financial Solutions.

Morgan Moran Explores the HRA and Health Savings Account Options

Miami, Florida January 11, 2008

Explanation in how certain financial programs work with health insurance programs are very important to Floridians. Be sure you ask your insurance agent or broker what HRA or HSA's are. An informed consumer will make the better choice in choosing the correct individual or group health plan.

Health Savings Account Plan Documents

A Health Savings Account allows employee contributions, and HRAs can only be funded by employers. Core Documents is one of the nation's leading provider of HRA and HSA plan documents ($299).

I think the answer is that the beneficiaries of high-cost medical care don't want it to change.

When you look at who wins in this current environment of high costs, the list includes hospitals, medical insurance companies, malpractice insurance companies and HMOs, among others.

These companies lobby hard in Tallahassee and our nation's capital to keep the status quo because their profit lines will suffer.

Over time, I have seen one growing development that will eventually change the current system: the power of health savings accounts.

Health savings accounts have been implemented to return the health care purchasing power to the patient, not all these other people who are making the profits.

Health savings accounts allow patients to save tax dollars while buying catastrophic insurance with higher deductibles and lower premiums.

The difference is that the patient, not a third party, decides how the first $1,000 is spent, and the patient benefits if the dollars are spent wisely.

Third-party payers only spend wisely when it is their profit dollars that go up in smoke.

Health insurance premiums are increasing two to three times the rate of inflation.

Hospital costs are keeping up with what the market will bear in their prices. Informed consumers can make a choice and make the big difference.

The answer to the high cost of medical care is to return the purchasing power to the people and let them vote with their feet and their dollars as to where they can get the best and most affordable medical care.

Once one medical entity starts to compete with lower prices, other competitors will follow.

Maybe we will get lucky some day and the people in Tallahassee will open the medical market in Florida to true competition and get rid of Certificates of Need for new medical care institutions in Florida.

The status quo does not want real competition or reduction in Florida medical insurance costs. The real question is, what does the American family or individual patient want?

Find More Information on Florida Health Insurance at out www.finditt.com blog here..

Florida Health Insurance Blog.

Affordable Florida Health Insurance In Politics

January 10, 2008
Health Insurance is in the forefront of the 2008 Presidential campaign. Many believe that if a Democrat is to obtain the white house, Universal Health Care would thrive in the United States. Does the American public know what a socialized medicine system would do for our country? Do you think that it would be a great accomplishment? Or would it hurt our sluggish economy? Please let us know at Florida Health Insurance News what your opinions are. Comment here!


Senate leader Harry Reid reacted to the cut in funding immediately saying; "Never has it been clearer how detached President Bush is from the priorities of the American people," Reid said in a statement. "By slashing a bipartisan bill to renew the successful Children's Health Insurance Program, President Bush is denying health care to millions of low-income kids in America."


The (SCHIP) - State Children's Florida Health Insurance Program - is a joint state-federal effort that subsidizes health coverage for 6.6 million people, mostly children, who come from families that earn too much money to qualify for Medicaid, but not enough to afford their own private health insurance coverage. According to health insurance experts, there are 35 million American's who fit into this category.


The Democrats who control Congress, with significant support from Republicans, passed the legislation to add $35 billion over five years to allow an additional 4 million children into the program. It would be funded by raising the federal cigarette tax by 61 cents to $1 per pack.


The president had promised to veto it, saying the Democratic bill was too costly, took the program too far from its original intent of helping the poor, and would entice people now covered in the private sector to switch to government coverage. He only approved a $5 billion increase in funding.


Bush argued that the congressional plan would have been a move toward socialized medicine by expanding the program to higher-income families. In contrast to what he wishes to impose on his fellow Americans, President Bush has spent much of his adult life with taxpayer-funded health insurance, or as he calls it, "socialized" health care.


As governor of Texas, Bush and his family's health insurance was taxpayer-subsidized. He receives health care from the taxpayers as president, and he and his wife Laura will continue to enjoy the benefits of "socialized medicine" for the rest of their lives.


Morgan Moran, a health insurance benefit expert said, "Tony Snow, the presidents former spokesman, frequently talked about the 'benefits' of private health insurance. Moran said, 'If Snow had left Fox News to begin a career, let's say as an independent small businessman, instead of going to work for the president, "he would not have been able to obtain a health insurance policy from the private health insurance industry that would have covered the treatment of his pre-existing cancer." His life, and his family's financial security would have been put at risk.'


'While it's not realistic for everyone to expect to have health insurance as good as the president of the United States, "why can't all of us have health insurance as reliable and affordable Florida health insurance as offered to Tony Snow" or the US Senate', said Moran?"